Montenegro was, according to the VisaGuide Digital Nomad Index for 2025, the third most desirable destination for digital nomads in the world.
Let’s explore how this small Mediterranean country found itself among the top most desirable destinations for digital nomads.
In recent years, the way we work has undergone a major transformation. Remote work is no longer a privilege of a few, but a reality for thousands of professionals around the world. Within this global shift, digital nomads are seeking destinations that offer a balance between quality of life, affordable costs, good infrastructure, and an inspiring environment. It is precisely for these reasons that Montenegro is increasingly appearing on lists of the most desirable destinations for digital nomads.
But what is it that makes Montenegro so appealing? Below, we reveal the key reasons why an increasing number of freelancers, IT professionals, entrepreneurs, and creatives are choosing to live and work right here.
An exceptional quality of life in a small area
One of Montenegro’s greatest advantages is that, despite its relatively small territory, it offers incredible diversity. In a single day, you can work with a view of the sea and then spend the weekend in the mountains.
Digital nomads especially value the clean natural environment and proximity to the sea, mountains, national parks, and lakes, as well as a slower, more relaxed pace of life.
Cities such as Budva, Kotor, Tivat and Herceg Novi offer a Mediterranean lifestyle, while Podgorica is becoming an important administrative and business hub of Southern Europe, with an increasing number of coworking spaces and a vibrant international community.
Affordable living costs compared to the rest of Europe
Compared to Western European countries, Montenegro offers significantly lower living costs, which is one of the key factors for digital nomads.
Average monthly expenses include:
- affordable apartment rental prices
- affordable food and restaurant prices
- lower utility and transportation costs
What is particularly interesting is that it is possible to find high-quality apartments for long-term rental at prices that are still competitive with Western Europe, especially outside the peak tourist season. This is precisely why platforms like ours are becoming a primary source of information for nomads looking for accommodation in Montenegro.
Improving internet infrastructure and coworking scene
For digital nomads, stable and fast internet is a basic requirement. In recent years, Montenegro has significantly improved its digital infrastructure.
Today, the following is available:
- fiber-optic internet in most urban areas
- reliable mobile internet
- an increasing number of coworking and co-living spaces
In Podgorica, Budva, and Tivat, there are already modern coworking spaces that offer:
- flexible work desks
- private offices
- networking events and a community of like-minded professionals
This further facilitates the integration of digital nomads into the local and international business ecosystem.
A simple residence permit process and openness to foreigners
Montenegro is known for its openness and hospitality, which is extremely important for people coming from different cultures.
For many foreign nationals:
- a visa is not required for short-term stays
- the residence extension procedure is relatively straightforward
- It is possible to register a residence or a company with clear steps.
In addition, English is widely spoken, especially among the younger population, which significantly eases daily life and business communication.
Mediterranean climate and a healthy lifestyle
Another reason why digital nomads choose Montenegro is its exceptional climate. With more than 240 sunny days a year, especially along the coast, the country offers ideal conditions for an active and healthy lifestyle.
The advantages include mild winters and long, warm summers, the ability to spend time outdoors throughout the year, and access to a healthy Mediterranean diet.
Such an environment has a positive impact not only on physical but also on mental health, which is extremely important for digital nomads.
Read also:
Life in Montenegro: Cost of living and quality of everyday life
A growing international community of digital nomads
A growing number of digital nomads also means a stronger community. In Montenegro, the following are being organized more and more often:
- meetup events
- business and startup conferences
- informal gatherings and workshops
This community enables the exchange of experiences, networking, and easier adaptation, especially for those visiting the country for the first time.
Conditions for obtaining a digital nomad visa in Montenegro
To further attract professionals who work remotely, Montenegro has introduced a digital nomad visa, intended for individuals earning income from abroad and wishing to temporarily reside and work in the country.
This visa allows legal residence and remote work without the need to be employed by a Montenegrin employer, making it an extremely attractive option for freelancers, IT specialists, online entrepreneurs, and consultants.
Minimum income – financial requirements
One of the key requirements for obtaining a digital nomad visa is proof of stable monthly income.
In practice, the applicant must provide proof of:
- a minimum monthly income of approximately 1,350–1,500 euros (the amount may vary according to regulations; in 2025, the minimum monthly income required for the visa was 1,400 euros)
- that the income comes from abroad (a foreign employer, clients, or a personal company registered outside Montenegro)
- that the income is regular and sustainable throughout the planned stay
This amount is considered sufficient to cover basic living expenses in Montenegro, including housing, food, utilities, and health insurance.
Documents required for obtaining a digital nomad visa
To apply for the visa, it is necessary to prepare the following documents:
- a valid passport (with sufficient validity, at least three months beyond the end of the planned stay in the country)
- proof of income (bank statements, contract with an employer or clients, or company ownership certificate)
- proof that the work is performed exclusively for foreign clients or companies
- proof of health insurance valid in Montenegro
- proof of accommodation (rental agreement or property ownership certificate)
- a certificate confirming that the applicant has no criminal record
- a completed visa application and the accompanying administrative fees
Precisely because of this accommodation requirement, many digital nomads search in advance for long-term apartment rentals through specialized portals such as nekretnina.me, to secure the necessary documentation before arrival.
Visa duration and the possibility of extension
The digital nomad visa is usually issued for:
- a period of up to 12 months, with the possibility of extension, currently allowing up to four years of stay in the country
- without the obligation to pay income tax in Montenegro (for income earned abroad, in compliance with applicable regulations)
This flexibility makes Montenegro particularly competitive compared to other European countries, which have stricter requirements or significantly higher financial thresholds.
Attractive opportunities in the real estate market
For many digital nomads, Montenegro is not just a temporary destination but also a long-term investment. The real estate market offers a diverse range of apartments and houses, opportunities for long-term rentals, and the potential to purchase property at competitive prices.
Cities like Tivat, Budva, and Podgorica are particularly attractive for nomads considering a longer stay in Montenegro. Portals such as nekretnina.me provide a central platform for searching and comparing listings, making decision-making easier.
Check out this article: Seasonal trends in the real estate market — Market activity during winter and summer
The combination of quality of life, natural beauty, affordable costs, good infrastructure, and openness to foreigners makes Montenegro one of the most desirable destinations for digital nomads in Europe.
Whether you are looking for a place to work remotely for a few months or considering a long-term relocation, Montenegro offers a stable, inspiring, and increasingly developed environment. With the right property and a good location, working and living in this country can become the perfect combination.
Digital nomads in Montenegro – Frequently Asked Questions
What is the minimum income required for a digital nomad visa in Montenegro?
The minimum income required to obtain a digital nomad visa in Montenegro is €1,400 per month (for 2025). The applicant must prove that the income comes from abroad and is stable throughout the period of stay.
How long does the digital nomad visa in Montenegro last?
The digital nomad visa in Montenegro allows a stay in the country of up to 4 years, with the possibility of further extension.
Which documents are required to obtain a digital nomad visa in Montenegro?
To obtain a digital nomad visa, it is necessary to provide:
- valid passport
- proof of income from abroad
- a contract with an employer or clients
- proof of health insurance
- proof of accommodation in Montenegro
- a certificate confirming that the applicant has no criminal record
Can digital nomads work legally in Montenegro?
Yes. Digital nomads can legally reside and work in Montenegro if they work exclusively for foreign companies or clients and hold a valid digital nomad visa or approved residence permit.
Do digital nomads need to pay taxes in Montenegro?
In most cases, income earned from abroad is not subject to taxation in Montenegro, but it is recommended to check your tax status according to your individual situation and applicable laws.
Is a rental agreement required for a digital nomad visa?
Yes. Proof of accommodation is a required part of the documentation, which can be a long-term rental agreement or proof of property ownership in Montenegro.
Where do digital nomads most often live in Montenegro?
Digital nomads most often choose Budva, Kotor, Tivat, Herceg Novi and Podgorica due to good infrastructure, fast internet, quality accommodation options, co-working spaces, and high-quality amenities for spending their free time.
If you are a remote worker and want professional support in finding the ideal property for your stay in Montenegro, visit our office in Mediteranska street in Budva or contact us. Our team will provide you with full support in the purchase and investment process, with clear advice, market insights and a personalized selection of the best options available on the market.
